Subject to lending criteria and suitability checks. Terms and fees apply.
Easy Application
Fast Approval
Money in your bank
Don’t get FOMO!
The application is easier
than you’d believe!
Making an application online for Festival Loans is fast and simple. We’ve built a smart systemthat can assess your application fast and have the money in your bank account.
Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution. Maximum credit amount only available for existing customers with a successful repayment history. Maximum borrow for first time applicants is $900
HOW IT WORKS
Step 1
The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!
Step 2
The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!
Step 3
The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!
Subject to lending criteria and suitability checks. Terms and fees apply.
Don’t fear! We would love for you to go to that festival. That’s why we’ve created this easy online application.
Subject to lending criteria and suitability checks. Terms and fees apply.
Fees & charges
Fees and charges are made crystal clear so you’re always Ready in a Flash!
Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply
Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000)You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply
Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply
Mini Flash Loan Fees
| Loan Fees And Charges | |
|---|---|
| Establishment Fee Payable once off per loan | 20% of principal |
| Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof | 4% of principal per month |
| Fees that may apply | |
| Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable | $20.00 |
| Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default | $5.00 |
Subject to lending criteria and suitability checks. Terms and fees apply.
Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000)You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply
Super Flash Loan Fees
| Loan Fees And Charges | |
|---|---|
| Establishment Fee Payable once off per loan | $400.00 |
| Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan | 47.6185% p.a. |
| Comparison rate* | 65.6597% p.a. |
| Fees that may apply | |
| Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost | $20.00 |
| Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs | $20.00 |
Subject to lending criteria and suitability checks. Terms and fees apply.
Do you need a loan for something else?
